Healthy Homes for Massachusetts Homeowners

Everyone deserves a safe, decent, well-maintained and comfortable home. That is why MassHousing provides a variety of affordable loan programs to help existing homeowners update and improve their properties. Over the past 30 years, we have helped nearly 10,000 homeowners ensure that they are living in healthy homes.

What Makes a Healthy Home?

A Healthy Home is...

  • A safe, decent and sanitary home that prevents disease and injury
  • Dry, clean, ventilated, free of pests and contaminants, well maintained and thermally comfortable
  • Affordable and accessible to all people, regardless of age or ability

The importance of healthy living conditions cannot be overstated. Living in a clean and hazard-free environment contributes to the overall well-being of individuals, particularly children. MassHousing's programs for homeowners empower families to create safer and healthier environments for themselves and their children.

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Loans for Healthy Homes

Get the Lead Out

Remove hazardous lead paint with the Get the Lead Out Loan Program.

Septic Repair Loan Program

Repair or replace a failing septic system with the Septic Repair Loan Program.

Home Improvement Loan Program

Make non-luxury updates and improvements with the Home Improvement Loan Program.

Energy Saver Home Loan Program

Reduce your energy use and your reliance on fossil fuels with the Energy Saver Home Loan Program.

Refinance and Renovate

Cover the cost of repairs, upgrades and improvements when you Refinance and Renovate with MassHousing.

Having Trouble Paying Your Mortgage?

If you have a MassHousing Mortgage or a mortgage insured by MassHousing with MI Plus® Payment Protection and are having difficulty paying your mortgage, MassHousing is here to help you.