Developer Library
Here you'll find forms, documents and other resources to help you research, apply for and obtain multifamily financing from MassHousing.
Fact Sheets & Guidelines
- Fact Sheet: Conduit Loan Program
- Fact Sheet: New Construction/Adaptive Reuse
- Fact Sheet: Preservation - Light or No Rehabilitation | FHA Section 223(f) (MAP)
- Fact Sheet: Preservation - Light or No Rehabilitation | HUD Insured
- Fact Sheet: Preservation - Substantial Rehabilitation
- CommonWealth Builder Program Guidelines
- Workforce Housing Initiative Program Guidelines
Loan Application Documents
Loan Closing Standards
- General Multifamily Loan Closing Standards
- Terms and Conditions for Third-Party Subordinate Mortgages
- Construction Contract Rider
- Conduit Loan Program Closing Standards
- Insurance Requirements
- Bank Instructions - Borrower's instructions provided to MassHousing must be on this form
- MassHousing Survey Instructions
- Title Insurance Instructions
- Sample Coordinated Funding Provisions
- Sample Rider to Borrower's Limited Partnership Agreement
- Sample Rider to Borrower's Operating Agreement
Financing Policies
- Acquisition Value Policy
- Capital Needs and Replacement Reserve Policy
- Limited Dividend Policy
- MassHousing Proactive Multifamily Preservation and Loan Prepayment Guidelines
- Equity Requirements
- Memo: Equity Revaluation - Appraisal Guidelines
- Developer's Fee Overhead Policy
- Corporate Guarantee Policy
- Design and Construction Requirements
- Environmental Requirements
MAP Joint Venture Documents
Income & Rent Limits
- 2025 Income & Rent Limits for 20 Massachusetts Income Limit Areas
- 2025 MassHousing Workforce Housing (Opportunity Fund) Program Income & Rent Limits for all 20 Massachusetts Areas:
- Amherst Town - Northampton
- Barnstable Town
- Berkshire County
- Boston Area
- Brockton
- Dukes County
- Eastern Worcester County
- Easton - Raynham
- Fitchburg - Leominster
- Franklin County
- Lawrence
- Lowell
- Nantucket
- New Bedford
- Pittsfield
- Providence - Fall River
- Springfield
- Taunton - Mansfield - Norton
- Western Worcester County
- Worcester
- 2025 HUD Income Limit Area Definitions - Massachusetts
- 2025 Section 8 Income Limits - Massachusetts
- 2025 HERA-MTSP Income Limits Report - Massachusetts
- 2024 Section 8 Income Limits - Massachusetts
- 2024 HERA-MTSP Income Limits Report - Massachusetts