CommonWealth Builder (CWB)

The 2025 CWB Funding Round Has Closed

The 2025 CommonWeath Builder Funding Round Has Closed
We anticipate a new funding round in 2026. If you would like to receive updates about the CWB as well as news and resources from MassHousing's Strategic Community Investments Division, please email CWB@masshousing.com.

The CommonWealth Builder (CWB) initiative represents a major effort to make homeownership more accessible while creating pathways for wealth building. As the largest program of its kind at the state level, CWB provides market-based subsidies that help finance the construction of new, moderately priced single-family homes and condominium units in Massachusetts.

Documents & Resources

CWB Program Guidelines
(revised November 2025)

Who can apply?

The project team (the "Sponsor") must meet the following requirements:

  • Have a history of developing at least one homeownership project of similar scale
  • Be in good standing with MassHousing and other state agencies
  • Demonstrate financial capacity, including, but not limited to, a track record of securing financing for comparable developments, and
  • Include staff or contractor with substantial and successful experience in managing all Affirmative Fair Housing Marketing Plan requirements
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How can CWB funds be used?

CommonWealth Builder funds can be used to help build affordable single-family homes and condominium units for first-time homebuyers in historically underserved communities. They can also be applied to eligible development costs that promote and maintain affordable homeownership opportunities.

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What projects are eligible?

To qualify, projects must create net new housing units – either through new construction or adaptive reuse – and must include a minimum of 10 deed-restricted affordable homeownership units located in one of the following areas:

  • Boston
  • Gateway Cities: Attleboro, Barnstable, Brockton, Chelsea, Chicopee, Everett, Fall River, Fitchburg, Haverhill, Holyoke, Lawrence, Leominster, Lowell, Lynn, Malden, Methuen, New Bedford, Peabody, Pittsfield, Quincy, Revere, Salem, Springfield, Taunton, Westfield, Worcester
  • Disproportionately Impacted Communities: Framingham, Randolph
  • Qualified Census Tracts in other cities and towns
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How to Apply

The 2025 CommonWealth Builder Funding Round is now closed. Updates about future funding rounds will be posted to this page.

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Success Stories

Ilse & Jomar's Homebuying Story - Acre Crossing, Lowell

Aisha's Homebuying Success Story