Refinance and Renovate
Refinance your mortgage and cover the costs of repairs, upgrades and improvements
Looking to make improvements and repairs to your home? A MassHousing Refinance and Renovation loan allows you to refinance your mortgage and cover costs of repairs, upgrades and improvements, all with one easy-to-manage loan from MassHousing.
Program Benefits
- Mortgage loans feature competitive, fixed interest rates and no hidden fees
- Ability to start projects sooner, with no out-of-pocket spending
- Flexible renovation funds can be used for such projects as updates to an older home, extensive design improvements, and even additional living spaces.
- Loans serviced by MassHousing
Eligibility
To be eligible for a MassHousing Refinance and Renovate loan, borrowers must
- Meet income and eligibility requirements
- Occupy the home as their primary residence
Learn More and Apply
MassHousing Refinance and Renovate loans are originated by participating lenders across Massachusetts. To learn more about the program or to apply, contact a participating lender.